BANKS AND THEIR
CUSTOMERS
A PRACTICAL GUIDE FOR ALL WHO KEEPBANKING ACCOUNTS FROM THE CUSTOMERS’POINT OF VIEW
BY
HENRY WARREN
AN ENTIRELY NEW AND ENLARGED EDITION
(THE EIGHTH)
With Introduction by a London Banker
LONDON
ROBERT SUTTON
43, THE EXCHANGE, SOUTHWARK STREET, S.E.
1908
(SEVENTH EDITION)
By HENRY WARREN
The Pall Mall Gazette says:—
“Caustic and interesting.”
The Financial News says:—
“Contains a vast amount of useful information intelligentlydiscussed. To educate the public on a technicalsubject calls for more than ordinary knowledge. It needswhat Mr. Warren undoubtedly possesses, and that is asound, practical understanding, and a thorough common-senseway of setting forth his knowledge in simple form.This our author succeeds admirably in doing.”
The Scotsman says:—
“Cannot be too strongly recommended.”
The Draper’s Record says:—
“Masterly.”
The Birmingham Daily Gazette says:—
“Invaluable.”
Investor’s Review says:—
“Much useful and accurate information about the habitsof bankers in dealing with their customers. Especiallywe commend the chapter ‘How to Check Bankers’ Charges,’which are often curiously arbitrary and capricious.”
The City Press says:—
“A caustic and forcible pen.”
The Bookman says:—
“The worth of the expert is proved. Mr. Warren onbanking subjects enjoys our confidence and many editions.”
And The Glasgow Herald says:—
“Mr. Warren’s caustic criticisms of bankers and theirpeculiarities have been widely appreciated.”
INTRODUCTION
BY A LONDON BANKER
I confess that when a publisher asked me to writean introduction to Mr. Warren’s little book Iexperienced some surprise; because, in the past, hehandled bankers rather roughly. Perhaps theaudacity of the request appealed to me. At anyrate, I consented to read the proof-sheets, and,finally, perhaps a trifle reluctantly, to stand sponsorfor the work in a qualified sense. I do not agreewith all he says, by any means.
Here is the eighth edition of a well-written, interestingguide for the customer, who has obviouslyfound it useful. The book would not have obtaineda market unless it were wanted. This must begranted. And I think that it was wanted even fromthe point of view of a banker.
The author in a short chapter tells us how andwhy the joint-stock bank came to dwell among us.Then he plunges into his subject—the Guide for theCustomer. The chapter on the cheque and itsvarious crossings is admirable. I only wish that the[vi]clients of my own bank w