Emily Ratliff, Juliet Sutherland, Charles Franks and the Online Distributed

Proofreading Team.

BUSINESS HINTS FOR MEN AND WOMEN

By A. R. CALHOUN

CONTENTS

CHAPTER ICOMMON SENSE FARMING1. Wealth, Land and Labor. 2. Money. 3. Sources of Wealth. 4. TheFarmer, a Producer, and Seller. 5. Business Methods Essential.

CHAPTER IIDOCUMENTS YOU SHOULD UNDERSTAND1. Deeds. 2. Abstracts of Title. 3. Parties to a deed.4. Different deeds. 5. Making a deed. 6. Recording deeds.
CHAPTER IIIFORMS OF DEEDS AND MORTGAGES1. Trust deeds. 2. As to mortgages. 3. Mortgage forms.4. Payments. 5. Assignments. 6. Redemption of mortgages. 7. Equityof redemption.
CHAPTER IVWILLS1. Two kinds. 2. Limitations of wills. 3. How to make a will.4. On executive duties. 5. Administrators. 6. Debts. 7. Finalsettlement.
CHAPTER VLETTER WRITING1. Business letters. 2. The heading. 3. Forms. 4. The greeting. 5.Body of letter. 6. Ending a letter. 7. Materials. 8. Letters ofintroduction, etc.
CHAPTER VIBILLS, RECEIPTS AND ACCOUNTS1. Bills for goods. 2. Bills for labor. 3. Discounting bills.4. Forms of receipts. 5. What is an order?
CHAPTER VIIWHO SHOULD KEEP ACCOUNTS?1. An account with crops. 2. Workingman's account. 3. Otherrecords. 4. Copies.
CHAPTER VIIIAS TO BANKS1. National banks. 2. Banks as lenders. 3. Interest on deposits.4. Check and deposit banks. 5. How to draw a check.6. Certificates of deposit. 7. Use of checks.
CHAPTER IXSAVINGS BANKS1. How business is conducted. 2. How to deposit. 3. How accountgrows. 4. Limit of deposit. 5. How to draw money. 6. Savings bankrevenues.
CHAPTER XNOTES—DRAFTS1. Definition and illustration. 2. Days of grace. 3. Indorsingnotes. 4. Negotiable notes. 5. Joint notes. 6. Discounting notes.7. Interest on notes. 8. Protests. 9. Notices. 10. Accommodations.11. Lost notes. 12. Notes about notes.
CHAPTER XIA DRAFT1. To make a draft. 2. Forms. 3. For collection. 4. Dishonor.5. Protests. 6. Buying drafts. 7. A good plan. 8. Good as cash.
CHAPTER XIIJUST MONEY1. What is money? 2. United States money. 3. Metal money. 4. Papermoney. 5. Bank notes. 6. "Greenbacks." 7. Treasury certificates.8. Worn-out notes.
CHAPTER XIIIOUR POSTAL BUSINESS1. The department. 2. Rural free delivery. 3. Classified mailmatter. 4. Postal rules. 5. Foreign rates. 6. Stamps. 7. Postalcards. 8. Registering letters. 9. Special delivery. 10. Moneyorders. 11. Cashing P.O. orders. 12. Advice.
CHAPTER XIVTELEGRAMS—THE TELEPHONE1. Description. 2. Directions. 3. Charges. 4. Telegraphing money.5. The method. 6. The telephone.
CHAPTER XVBUSINESS BY EXPRESS1. Two kinds. 2. Instructions. 3. The company's duty.4. Collections by express. 5. C. 0. D. by express. 6. Money byexpress. 7. Money orders.
CHAPTER XVIABOUT RAILROADS1. Bills of lading. 2. Express bills. 3. A bill and a draft.4. Some forms.
CHAPTER XVIITAXES1. Definition. 2. Kinds of taxes. 3. Customs duty. 4. Internalrevenue. 5. Stamps. 6. State taxes. 7. Exempt from taxes.8. Insufficient taxes. 9. Personal property. 10. Town taxes.11. Payments. 12. Corporation taxes. 13. Taxes in general. 13. Thereturns.
CHAPTER XVIIICONTRACTS—LEASES—GUARANTEES1. Requisites to a contract. 2. The consideration. 3. Written andverbal contracts. 4. Forms of contract. 5.
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